Custom Mortgage Software Development Services

Custom Mortgage Software Development to help mortgage lenders and mortgage brokers elevate digital experiences for borrowers, streamline loan origination processes, and stay ahead with the latest AI trends. Partner with Ascendix—your proptech expert with over 16 years of experience.

Custom Mortgage Solutions We Can Build:

Loan Origination Software

 

Loan Origination Software (LOS)

With our LOS development services, you can manage the mortgage process, from initial application to final disbursement.

  • Online application processing
  • Automated document collection and verification
  • Real-time status tracking and notifications
  • Integrations for credit checks
  • Pipeline management
  • Rate and fee calculations
Loan Origination Software
Custom Mortgage Underwriting Software

 

Automated Underwriting Software

We can design a system that reduces manual underwriting by automatically verifying and analyzing borrowers’ data, highlighting anomalies, and suggesting whether to provide or deny the mortgage.

  • Integrations for risk assessment
  • Credit score analysis tools integration
  • Eligibility verification integration
  • Automated decision engine
  • Property valuation
  • Exception handling
real estate portal for lenders

 

Digital Mortgage Platforms and POS

Provide 24/7 service for borrowers and centralize all communications in one digital mortgage platform that Ascendix can build.

  • Online loan applications
  • Document upload portal
  • Real-time status updates
  • Communication tools
  • AI assistants
  • E-signing integration
  • Mobile access
real estate portal for lenders

Start Small: Give Us a Pilot Project

Let's start with a small-scale implementation with no commitment to see if we suit your mortgage software vision.

Mortgage CRM

 

Mortgage CRM

Build stronger relationships with your clients and partners with a powerful Mortgage CRM that our team can develop for you.

  • Lead management and scoring
  • Pipeline tracking
  • Marketing automation
  • Portfolio management
  • Mobile access
Export

 

Mortgage RPA

Let Ascendix create a custom Mortgage Robotic Process Automation system that reduces manual work and increases your operational efficiency.

Export
borrower portal

 

Mortgage Loan Servicing Software

Execute loan servicing more efficiently with self-servicing and automation capabilities we can implement in your system.

  • Payment processing system integration
  • Escrow and default management
  • Customer self-service portal
  • Reporting and analytics

Mortgage Made Seamless

Get higher efficiency and better customer experience with our custom mortgage development services.

Custom Mortgage Software Development Services and AI Expertise We Provide

We cover every aspect of custom mortgage software development, combining deep industry knowledge with cutting-edge AI expertise to deliver impactful mortgage applications. We can create it from scratch, back up your existing team, enhance your mortgage software with AI, etc.

Empower Your Business with AI

Find out how Ascendix experts can help you seamlessly integrate AI into your system.

AI Features To Enhance Custom Mortgage Software

04_AI Assistants & Chatbots

 

AI Assistants & Chatbots

The average US citizen spends over 900 million hours on hold every year. AI assistants and chatbots provide customers with 24/7 support, instant property information, and loan product recommendations. Reduce response times to routine inquiries by up to 80% and automate payment reminders throughout the loan servicing process.

Facilitate daily mortgage loan officers’ tasks like email composition, record and document search, and status checking with an AI assistant in your LOS, CRM, or other mortgage platform you use.

04_AI Assistants & Chatbots
Document Processing

 

Document Abstraction

Reduce manual mortgage document processing time by up to 90% with an AI solution that automates data extraction and analysis from loan applications, financial statements, property reports, and any other document type. The system automatically extracts key data, ensures compliance with lending regulations, and lets you use captured data for concise abstracts and reports.

AI Data Entry

The system provides smart document scanning and processing documents, accurate extraction and validation of borrower and property data, and seamless integration with existing loan origination systems and mortgage processing platforms.

Automatically Applied Filters in AI Property Search

 

AI Recommendations

AI recommendation system personalizes mortgage and property matches based on borrower interactions, financial profiles, and property preferences to connect qualified borrowers with appropriate lending options and properties that match their financial capabilities.

AI Search

The system converts natural language queries into specific mortgage and property search parameters, enabling real-time conversations about mortgage options and property listings.

Automatically Applied Filters in AI Property Search
AI Property Valuation for AI Property

 

AI Valuation

Boost your custom mortgage software with AI solutions for property valuation and risk assessment based on predictive analytics.

AI-powered property valuation tools predict property market value by analyzing local real estate trends, comparable sales, property conditions, market dynamics, neighborhoods, and property characteristics to ensure valuation accuracy for both residential and commercial mortgages.

Predictive analytics also takes part in AI underwriting by analyzing multiple data points including credit patterns, income stability, and debt ratio to identify whether the borrower is capable of paying off the mortgage.

Benefits of AI-Powered Custom Mortgage Software

When investing in custom mortgage software development, you can promptly see positive results in your process efficiency, paperwork handling, decision accuracy, and fraud prevention. Those are not just empty words but facts reported by large mortgage firms that already harness the benefits of AI-powered mortgage applications.

70% of documents

are automatically analyzed by AI, saving underwriters over 5,000 hours of work. (Rocket Mortgage)

2.5 times faster deal closings

than competitors thanks to leveraging AI. (Rocket Mortgage)

60% of mortgage organizations

already use AI tools. (National Mortgage News)

50%+ improvement

in fraud detection accuracy is achieved through AI systems compared to traditional methods. (Forbes)

90% of financial details extraction

is handled by AI, saving underwriters an additional 4,000 hours. (Rocket Mortgage)

70% of documents

are automatically analyzed by AI, saving underwriters over 5,000 hours of work. (Rocket Mortgage)

2.5 times faster deal closings

than competitors thanks to leveraging AI. (Rocket Mortgage)

60% of mortgage organizations

already use AI tools. (National Mortgage News)

50%+ improvement

in fraud detection accuracy is achieved through AI systems compared to traditional methods. (Forbes)

90% of financial details extraction

is handled by AI, saving underwriters an additional 4,000 hours. (Rocket Mortgage)

Want to Streamline Mortgage Lending Processes?

Ascendix can build custom solutions to facilitate or completely automate every stage of the mortgage process.

Why Custom Mortgage Software Development by Ascendix?

Ascendix is not just a service provider but your reliable tech partner. We do not execute the tasks blindly but look into your business needs, consider mortgage industry challenges and trends, suggest alternative and more suitable approaches, take ownership, and adjust our custom mortgage software development workflows according to changes in budget, requirements, regulations, market trends, and your vision.

Ascendix is both a product and services company with 25 years of continuous improvement. We take a lot of experience from our past projects to our current projects to help you build software products people will use. Working together, we can improve your current software or help you develop a new one from scratch.

Todd Terry, Managing Director and CTO, Ascendix

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16+ Years of PropTech Experience
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Strong AI and ML Expertise
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Product Authors & Service Providers
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Agile Development Methodology
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Fractional Development Team Model
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Worldwide Delivery Excellence
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24/7 Support of Your Software Products Around the Globe
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The Highest Security Standards and Certification

Companies That Trust Us

Entrust Custom Mortgage Software Development to Ascendix Technologies Team

Custom Mortgage Software Development Process

custom mortgage software development process

Still Have Questions? - We Have Answers

How Do You Ensure Data Security in Mortgage Software?

At Ascendix, we implement a comprehensive multi-layered security approach to protect mortgage software data. On the development level, we conduct thorough code security checks using OWASP guidelines, manual code reviews, automated vulnerability scanning, and penetration testing to prevent potential cyber attacks. For data transmission, we employ SSL encryption with AES 256-bit security to ensure all information remains confidential during transfer. Access Control Lists (ACL) are implemented at the application level to manage user permissions and restrict unauthorized access. Also, we use Virtual Private Cloud (VPC) infrastructure to isolate data within internal networks, ensuring complete data separation between users and preventing unauthorized cross-access. These multiple security layers work together to provide robust protection for sensitive mortgage data.

How Much Do Custom Mortgage Solutions Cost?

The cost of custom mortgage solutions primarily depends on the project size, scope and complexity, AI and third-party integrations, and the level of customization required. Basic custom mortgage software solutions like reshaping Salesforce in mortgage CRM start at $50,000. Use our calculator to get an approximate estimate. Get a free consulting call for a more precise price.

How Long Does Custom Mortgage Software Development Typically Take?

Custom mortgage software development encompasses a few stages, including planning, design, development, testing, and deployment phases. Basic custom mortgage solutions can take from 3 to 6 months to deliver. More complex functionality requires further time estimation.

What are the Must-Have Features of Custom Mortgage Software?

Before initiating custom mortgage software development, we recommend considering features like document management, e-signature, customer relationship management (CRM), automated underwriting, and loan origination functionality.

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Contact Info

Ascendix Corporate Office
12222 Merit Drive Suite 1550
Dallas, Texas 75251